What Is Covered With Permanent Life Insurance

Permanent Life

What’s the difference between term and
permanent life insurance?

Term Life

  • Predetermined
  • Lower
  • None
  • Generally Stays the Same
  • No
  • Yes

  • Length of Coverage
  • Cost of Premium
  • Accumulation of Cash Value
  • Premium Variation
  • Cash Value
  • Death Benefit

Perm Life

  • End of Life
  • Higher
  • At Favourable rate
  • Generally stays the same
  • Yes
  • Yes

What we offer

Pacific Wealth Solutions partners with MassMutual, an AA+ credit rating insurance carrier, to provide you up to $3M coverage. Finish the application in 10 minutes. No medical exam is required. Need expert assistance? We are always available via live chat.

How it works

Step 1: Apply for Whole Life
  • To apply for Whole Life, simply fill out a form here.
Step 2: Wait for our email
  • Wait for our email to receive a link.
Step 3: Start application
  • Open the link and click “start application”.
Step 4: Create an account.
  • Manage your policies and investment accounts.
  • Get help from MassMutual directly, or you can always contact PWS via live chat or email on our website.
  • Set preferences and notifications. Get helpful financial resources.
Step 5: Submit the application
  • Sign into your account and finish your application. Submit application and wait for approval.